General Important Notice

Eligibility

1. Anyone aged between 18 and 59 years old (both ages inclusive); renewal up to 70 years old.
2. Child from the age of 30 days to 18 years old or 24 years old for those registered as full time students at an Educational Institution.
3. Policyholder must hold a Hong Kong Identity Card.

Notes

1. Pre-existing Conditions are not covered by this Policy.
2. Any death or Injury directly or indirectly caused during work for certain occupations such as police, construction worker or professional sportsman are not covered by this Policy. For the full list of exclusions, please refer to the Policy Wordings.
3. If the Insured Person reside outside of Hong Kong for more than 180 consecutive days, only Accidental Death and Permanent Disablement benefits will be payable.
4. In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.
5. Allianz Accident Protect is underwritten by Allianz Global Corporate & Specialty SE Hong Kong Branch ("Allianz") which is a general insurer authorized and regulated by the Insurance Authority of the HKSAR. Standard Chartered Bank (Hong Kong) Limited ("SCBHK") is an insurance agent appointed by Allianz. To the extent permissible by law, SCBHK shall not be liable to any person for the use of any of the above information. The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain terms and conditions which are not detailed in the above. Should there be any discrepancy between the information contained in the above and the terms of the policy, the terms of the policy shall prevail. For exact terms and conditions and details of the exclusions, please refer to the relevant policy or contact Allianz.
6. Any policy with policy inception date on or after 1 January 2018 is subject to the insurance levy. The premiums stated in the above tables are exclusive of levy collected by the Insurance Authority on relevant policy at the applicable rate. For further information, please visit https://www.agcs.allianz.com/global-offices/hong-kong/levy-notice.html or contact Allianz Customer Service Hotline (852) 8100 2402.

 

Automatic Renewal

Subject to the Terms and Conditions and the payment of premium, the policy shall be renewed with its payment of renewal premium being made at the expiry date unless a notice of cancellation has been received.

 

Policy Cancellation

This Policy may be cancelled by returning the policy within 14 days after its delivery or issuance (whichever is earlier) ("Free Look Period") with full refund of the paid premium and levy without interest. After Free Look Period, this Policy may also be cancelled at the request of the Policyholder in writing to Allianz, which the refunded premium and levy will be adjusted in pro-rata based on the part received or retained by the company or the minimum premium. Please read policy wordings for full details.

 

Major Exclusions
This Policy does not cover death or any Injury or Illness directly or indirectly caused by or in connection with any of the following: Insanity, suicide (whether sane or insane), intentional self-inflicted injuries or any attempt thereat; Pre-existing Conditions; while committing or attempting to commit any unlawful act; aerial activities; underwater activities exceeding fifty (50) metres in depth; mountaineering involving the use of ropes or mechanical guides. For details of all exclusions, please refer to the policy wordings.

Declarations
I, on behalf of each of myself, my spouse and my child/children (if any), hereby declare as follows:

1. General
   1. I/We understand that the policy is only effective after my/our enrolment has been accepted by Allianz Global Corporate & Specialty SE Hong Kong Branch (hereafter “Allianz”).
   2. I acknowledge and understand that laws and regulations of some jurisdictions outside Hong Kong may impose certain restrictions and/or requirements when their residents or citizens purchase insurance policies issued by foreign insurance companies and to the best of my knowledge I shall inform Allianz if the law of my country has any restrictions and/or requirements and/or prohibitions. I shall also, to the best of my ability, abide by any such laws or regulations that might be imposed on me from time to time and be fully responsible for any failure to abide by such laws or regulations.
   3. I have read, understood and accepted the terms, conditions and exclusions contained in the Policy Wordings and any information or material relating to this Policy.
   4. In the event of any discrepancy between the English or Chinese versions of any content related to this policy, the English version shall prevail.
2. Accuracy of Information
   5. All information given in the application form for this policy are true and complete to the best of my knowledge and I have not withheld any material facts which are relevant to or could affect the acceptance of this application by Allianz, otherwise the policy issued may be void or voidable at the option of Allianz.
   6. In the event that there is any change in material facts that occurs after the submission of this application but before policy issuance, I shall disclose any such information to Allianz as soon as reasonably possible.
   7. I agree that this application and declaration and other information provided shall form the basis of the policy.
3. Payment
   8. I agree that this policy will be renewed upon expiry, subject to the terms and conditions of the policy.
   9. I hereby authorize Allianz to charge all premiums due or payable under this policy until a notice of cancellation has been received.
4. Other
   10. I/We understand that Allianz may use my email to contact me/us about my application. By submitting this online application, I/We are consenting to this form of communication between me/ us and Allianz.