General Important Notice

Eligibility

1. Anyone aged between 18 and 65 years old (both ages inclusive); renewal up to 79 years old.
2. Child from the age of 30 days to 18 years old or 24 years old for those registered as full time students at an Educational Institution.
3. Policyholder and Insured Persons must be Hong Kong residents.

Notes

1. Premium will be adjusted based on the attained age of the insured person in every policy anniversary.
2. Pre-existing Conditions are not covered by this Policy. For the full list of exclusions, please refer to the Policy Wordings.
3. No benefit shall be payable under this policy if the Insured Person does not survive for 14 days following the Date of Diagnosis of Major Cancer, Carcinoma-in-situ or Less Severe Cancer.
4. Major Cancer, Carcinoma-in-situ or Less Severe Cancer, of which signs or symptoms or any medical advice or treatment received, in the opinion of the Company, first occurred within the first ninety (90) days from the First Effective Date are not covered by this policy. For the full list of exclusions, please refer to the Policy Wordings.
5. In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.
6. Allianz Cancer Protect is underwritten by Allianz Global Corporate SE Hong Kong Branch (“Allianz”) which is a general insurer authorized and regulated by the Insurance Authority of the HKSAR. Standard Chartered Bank (Hong Kong) Limited (“SCBHK”) is an insurance agent appointed by Allianz. To the extent permissible by law, SCBHK shall not be liable to any person for the use of any of the above information. The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy contains terms and conditions which are not detailed in this document. Terms used herein have the same meaning as defined in the policy. Should there be any discrepancy between the information contained herein and the terms of the policy, the terms of the policy shall prevail. For exact terms and conditions and details of the exclusions, please refer to the relevant policy or contact Allianz.
7. For monetary disputes arising between SCBHK and the customer out of the selling process or processing of the related transaction by SCBHK, SCBHK will enter into a Financial Dispute Resolution Scheme process with the customer. For any dispute over the terms and conditions of the policy, Allianz will resolve directly with the customer.
8. Any policy with policy inception date on or after 1 January 2018 is subject to the insurance levy. The premiums stated in the below tables are exclusive of levy collected by the Insurance Authority on relevant policy at the applicable rate. For further information, please visit https://www.agcs.allianz.com/global-offices/hong-kong/levy-notice.html or contact Allianz Customer Service Hotline (852) 8100 2402.
9. Since a person is not permitted to be insured for more than one policy, the company will not handle any new application upon its happening or any claim submitted accordingly.

 

Additional Information

Automatic Renewal
Subject to the Terms and Conditions and the payment of premium, the policy shall be renewed with its payment of renewal premium being made at the expiry date unless a notice of cancellation has been received.

 

Policy Cancellation
This Policy may be cancelled by returning the policy within 14 day after its delivery or issuance (whichever is earlier) (“Free Look Period”) with full refund of the paid premium and levy without interest. After Free Look Period, this Policy may also be cancelled at the request of the Policyholder in writing to Allianz. Please read Policy Wordings for full details.

 

Major Exclusions
Pre-existing Conditions are not covered by Allianz Cancer Protect.

No benefit shall be payable under this policy if the Insured Person does not survive for 14 days following the Date of Diagnosis of Major Cancer, Carcinoma-in-situ or Less Severe Cancer.

Major Cancer, Carcinoma-in-situ or Less Severe Cancer, of which signs or symptoms or any medical advice or treatment received, in the opinion of the Company, first occurred within the first ninety (90) days from the First Effective Date are not covered by this policy.

For the full list of exclusions, please refer to the Policy Wordings.

 

Declarations
I, on behalf of each of myself, my spouse and my child/children (if any), hereby declare as follows:

1. General
   1. We understand that the policy is only effective after my/our enrolment has been accepted by Allianz Global Corporate & Specialty SE Hong Kong Branch (hereafter “Allianz”).
   2. I confirm my journey originates and ends in Hong Kong, and I reside in Hong Kong
   3. I acknowledge and understand that laws and regulations of some jurisdictions outside Hong Kong may impose certain restrictions and/or requirements when their residents or citizens purchase insurance policies issued by foreign insurance companies and to the best of my knowledge I shall inform Allianz if the law of my country has any restrictions and/or requirements and/or prohibitions. I shall also, to the best of my ability, abide by any such laws or regulations that might be imposed on me from time to time
      and be fully responsible for any failure to abide by such laws or regulations.
   4. I have read, understood and accepted the terms, conditions and exclusions contained in the Policy
      Wordings and any information or material relating to this Policy.
   5. In the event of any discrepancy between the English or Chinese versions of any content related to this policy, the English version shall prevail.
2. Accuracy of Information
   
   6. All information given in the application form for this policy are true and complete to the best of my
      knowledge and I have not withheld any material facts which are relevant to or could affect the
      acceptance of this application by Allianz. I understand that any inaccuracy or non-disclosure may render the policy voidable. 
   7. In the event that there is any change in material facts that occurs after the submission of this
      application but before policy issuance, I shall disclose any such information to Allianz as soon as
      reasonably possible.
   8. I agree that this application and declaration and other information provided shall form the basis of the policy.
3. Other: 
   9. I/We understand that Allianz may use my email to contact me/us about my application. By submitting this online application, I/We are consenting to this form of communication between me/ us and Allianz.