Get your cross-border drive protected with Allianz

Insurance for Northbound Travel for Hong Kong Vehicles

HZMB Hong Kong Cross Border Car Insurance

Get insured for your Northbound Travel with the HZMB HK Cross Border Motor Vehicle Mainland Compulsory Insurance (Traffic Compulsory Insurance) and HZMB HK Cross Border Motor Vehicle Supplementary Insurance which includes extra coverages. These plans are eligible for Allianz Motor Insurance customers only.

For application, simply send the application form to our customer service team at cs.azhk@allianz.com

Download Application Form

HZMB Hong Kong Cross Border Motor Vehicle Insurance

Compulsory Insurance

Equivalent to the “Motor Vehicle Accident Compulsory Liability Insurance” (Traffic Compulsory Insurance). Coverage includes only third party injury/death or property damage (excludes passenger and driver of the insured vehicle). The liability limit of RMB 200,000 is the minimum statutory requirement in Mainland.

Policy Wording

Supplementary Insurance

Includes third party personal injury/death or property damage beyond the minimum statutory requirement, and related coverage for passenger and driver of the insured vehicle ; policyholder can determine the coverage limit. The former can be RMB 1,000,000 to 10,000,000; the latter for RMB 10,000 to 100,000.

Policy Wording

Benefits Highlight - Insured Liability/ Per Accident

Mainland Compulsory Insurance under Unilateral Recognition

Third Party Death or Bodily Injury

RMB 180,000

Medical Expense

RMB 18,000

Property Damage

RMB 2,000

No Fault Death or Bodily Injury

RMB 18,000

No Fault Medical Expense

RMB 1,800

No Fault Property Damage

RMB 100

Supplementary Insurance - Third Party Liability for Motor Vehicle

Supplementary Insurance - Liability Insurance of Persons Onboard Motor Vehicle

Download Application Form

FAQ

How can I apply for HZMB Hong Kong Cross Border Motor Vehicle Insurance?

Am I eligible to purchase HZMB Hong Kong Cross Border Motor Vehicle Insurance through Allianz if I am not an Allianz motor insurance policyholder?

Does Allianz provide additional coverage to Guangdong Province or Macau?

What should I do if I encounter an accident in China or require Roadside Assistance?

Where can I find more details of the plans?

All insurance products presented on this website is underwritten by Allianz Global Corporate & Specialty SE (incorporated in the Federal Republic of Germany with limited liabilities) Hong Kong Branch ("Allianz") which is a general insurer authorized and regulated by the Insurance Authority of the HKSAR.