Allianz Home Insurance

Enjoy limited-time 30% off on all of our Home Insurance plan.
Enjoy home content, personal liability and personal belonging worldwide protection with premium from HK$1/day

Benefits Highlight

Loss or Damage to Home Contents and Valuables

Protected for up to HKD1.5 Million against fire, typhoon, gas explosion, water damage, theft, accidental damage and so on

Personal Liability

Up to HKD12 Million legal liability cover if there are any claims made against you for bodily injury or property damage

Worldwide Protection on Personal Belongings

Protect your personal belongings worldwide for up to HKD30,000 a year. Protection on Theft of Mobile applicable to Platinum plan.

Worldwide Protection on Theft of Mobile

Protect your mobile device worldwide. Protection on Theft of Mobile applicable to Platinum plan only.

Household Removal/ Temporary Removal

Protection on loss or damage to the home contents in the course of removal by professional removers/ while being temporarily removed

Alternative Accomodation

We will indemnify you the rental expenses incurred if your home is damaged and rendered uninhabitable by accidents

Latest Offer

Get your Home Insurance at $1/day

Enjoy special limited-time 30% discount on all of the Home Insurance plans. Protect your home contents up to HKD 1.5 million. Personal Liability from negligence by you or your family members up to HKD 12 million. Landlords can add coverage for tenant-related losses.

GET QUOTE

Which Home Insurance Plan is Suitable for you?

Silver

Premium from HKD 365

You are protected for just $1/day. It provides basic coverage for your home content for up to HKD700,000 with personal liability protection of HKD6 Million

Gold

Premium from HKD 475

This plan offers comprehensive coverage on home content and valuables, personal liabilities, worldwide protection on personal belongings and more

Platinum

Premium from HKD 730

Our most popular plan offering coverage of up to HKD1.5 Million on your home content. You will also be entitled to a full list of benefits including worldwide protection of personal belongings and theft of mobile.

GET HOME INSURANCE QUOTE

Product Comparison Table

Benefits amounts are shown in HKD

Benefit Highlights

Silver

Gold

Platinum

Loss or Damage to Home Contents

(per period of insurance)

Loss or Damage to Home Contents

(per period of insurance)

Silver

700,000

Gold

1,200,000

Platinum

1,500,000

Personal Liability

(per event)

Personal Liability

(per event)

Silver

6,000,000

Gold

8,000,000

Platinum

12,000,000

Household Removal

(per period of insurance)

Household Removal

(per period of insurance)

Silver

50,000

Gold

75,000

Platinum

100,000

Alternative Accommodation

(per day)

Alternative Accommodation

(per day)

Silver

1,000

Gold

1,500

Platinum

2,000

Worldwide All Risks - Loss or Damage

(per period of insurance)

Worldwide All Risks - Loss or Damage

(per period of insurance)

Silver

N/A

Gold

15,000

Platinum

30,000

Worldwide All Risks - Theft of Mobile Device

(per period of insurance)

Worldwide All Risks - Theft of Mobile Device

(per period of insurance)

Silver

N/A

Gold

N/A

Platinum

2,000

SECTION I - HOME CONTENTS

SECTION I - HOME CONTENTS ADDITIONAL BENEFITS

SECTION II - PERSONAL LIABILITY

SECTION III - WORLDWIDE ALL RISKS

SECTION IV - LANDLORD INSURANCE (OPTIONAL ADD-ON)

FAQ

1. Application

2. Policy and Benefits

What does Home Content refer to?

Is there an age and building type restriction for purchasing Allianz Home Insurance?

What does Personal Liability coverage mean?

Under what circumstances and conditions can Household Moving be covered?

What is Worldwide Protection on Personal Belongings coverage?

What is Alternative Accommodation coverage about?

3. When should I submit my home insurance claim?

4. Is there excess/ deductible for Allianz Home Insurance?

All insurance products presented on this website is underwritten by Allianz Global Corporate & Specialty SE (incorporated in the Federal Republic of Germany with limited liabilities) Hong Kong Branch ("Allianz") which is a general insurer authorized and regulated by the Insurance Authority of the HKSAR.

Water damage excess (based on building age)
<40	HKD 1,000 or 10% of adjusted loss whichever is greater
41-45	HKD 3,000 or 10% of adjusted loss whichever is greater
46-50	HKD 5,000 or 10% of adjusted loss whichever is greater
51-60	HKD 10,000 or 10% of adjusted loss whichever is greater
Landslip or subsidence excess	HKD 10,000 or 10% of adjusted loss whichever is greater

Allianz Home Insurance